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Kelly C. Ruggles is the president and founder of American Reliance Group Inc.,a registered investment adviser and provides fee-based financial services to retirees and pre-retirees in the Spokane, Washington area. Kelly C. Ruggles has more than 14 years of experience in the field of retirement financial planning and has helped more than 1,000 retirees and pre-retirees make the most of their retirement years through judicious application of retirement financial planning processes. Kelly Ruggles maintains that retirees should educate themselves on the subject of retirement financial planning. Kelly Ruggles also is an experienced speaker who conducts retirement financial planning-related workshops in and around Spokane. |
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About Kelly Ruggles - Information about his book, "Financial Concerns for Retirement" |
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Kelly C. Ruggles has written several financial articles and a book entitled 'Financial Concerns for Retirement.' This book was written to guide and educate retirees in matters regarding retirement financial planning. In his book, Kelly Ruggles explains, in easily understood terms, retirement strategies that can help retirees make successful financial plans for their retirement. Kelly Ruggles suggests that retirees should keep their financial limits and requirements in mind while determining what their retirement goals are. By creating balanced financial plans, retirees can achieve their financial goals to live comfortable retired lives and leave legacies for their families and friends. Here is a brief summary of each chapter in Kelly Ruggles' book. |
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Chapter 1 |
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This chapter discusses financial planning and how one should build a financial plan for retirement. Kelly Ruggles suggests that one should obtain professional help while planning one’s finances for retirement. He says this because the process of drafting a successful financial plan to meet the specific needs of any client is complex, with multiple factors leading to the creation of the best plan for that individual. |
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Chapter 2 |
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This chapter discusses Individual Retirement Accounts (IRAs) and the role they play in a financial plan. Kelly Ruggles also discusses important points one should consider while dealing with IRAs. |
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Chapter 3 |
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In this chapter, Kelly Ruggles writes about short-term and long-term needs after retirement, and how one should plan for such needs. This chapter also discusses life insurance and ways readers can save money by reducing their life insurance coverage. |
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Chapter 4 |
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This chapter informs readers about Medigap and various factors that can influence a Medigap policy. Also, factors readers should consider before buying a new Medigap policy are discussed in this chapter. |
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Chapter 5 |
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This chapter discusses the need for long-term care after retirement, and what features one should look for in a long-term care policy. Kelly Ruggles includes information about strategies that can be utilized to reduce the cost of buying a long-term care policy. |
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Chapter 6 |
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This chapter discusses estate planning, estate taxes, and different estate planning options that property owners have available to them. Kelly Ruggles also talks about strategies that can be employed to reduce estate taxes. |
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Chapter 7 |
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In this chapter, Kelly C. Ruggles talks about the importance of investments and investment mistakes readers should be wary of. The chapter also throws light on solutions to common financial doubts that arise during retirement planning. |
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Chapter 8 |
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This chapter stresses the importance of taxes in any financial plan. Kelly Ruggles informs readers about ways to lower property taxes and avoid taxes on social security. |
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Articles |
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Kelly Ruggles Provides Simple Investment Options for Retirees |
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Kelly Ruggles is President of American Reliance Group Inc. |
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Kelly Ruggles Advises Personalized Retirement Financial Plans |
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Kelly Ruggles: Experienced Fee-Based Financial Planner |
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Kelly C. Ruggles: Investment Adviser Representative and Educator |
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Kelly Ruggles Speaking |
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Kelly C. Ruggles has years of experience in the arena of public speaking and regularly conducts financial planning conferences, seminars, and workshops in the Spokane area. In his workshops, retirees and preretirees can learn about strategies to invest money in mutual funds, the stock market, and Wall Street. Kelly Ruggles also discusses the need to develop a balanced investment plan, and shares ways retirees can pay fewer taxes.
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Blogs |
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Common Investment Mistakes According to Kelly Ruggles |
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Kelly Ruggles Provides Beneficial Investment Strategies for Retirees |
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Kelly Ruggles is the author of "The Financial Playbook" for Retirement |
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Kelly Ruggles, An Experienced Speaker On The Subject Of Retirement Planning |
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